Security – The Number One Priority for Online Banking Services
Whenever a bank issues a security threat to its customers, other banks seem to suffer a drop in Internet traffic and account usage, too. This is not because people don’t trust the other banks; it’s because customers are reminded of susceptible they are to fraud. It’s our money after all; and if we don’t want to use online banking, then that is our prerogative.
Banks pride themselves on providing top-notch security to their online banking customers. They also pride themselves on providing customers with the best information about their security. Many banks will provide the details on their website.
They might tell you how they have the latest in encryption software so that no hackers can steal passwords or any other information you send.
When you try to go to the login page, you will most likely get a pop up window stating that you are now being directed to a secure site. And what you input here will not be visible to anyone else. That statement is true: the bank does not and never will provide your login password or any other sensitive information to anyone else.
The security they provide should involve encryption software and multiple firewalls, but there is always more. They will also require your password, credit card information, and security questions to further prevent hackers from gaining access to your account.
The banks also run regular maintenance on the website pages, so that they can pick up on any small errors that they may on their system. This regular maintenance is usually done with prior warning to the customer, but it will mostly be done when there is the lowest number of traffic to cause the least disruption possible to its online banking customers.
Security is paramount to banks that have online banking services and they will never jeopardise your trust to save a dollar.